Attention homeowners: Real estate appraisal services for in Middleton and Canyon County

Here are the top 7 reasons ID homeowners call on The Shannon Group:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To lower their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a ID divorce, when property needs to be divided
To settle an estate in Canyon county or ID by determining the true market value of property in question

Do you own a home in or near Middleton? Do you need help deciding the price of your real estate?
Contact The Shannon Group.

At The Shannon Group, we understand the unique needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at The Shannon Group, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping consumers just like you abolish unwanted and unneeded PMI insurance.

Challenging Canyon county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from The Shannon Group is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. The Shannon Group can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? The Shannon Group offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? The Shannon Group can help with that too. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.